Pension, survivor protection, the Thrift Savings Plan, VA benefits, civilian pay, insurance, taxes, and family priorities all start moving at once. Exponential Advisors helps senior military leaders and their families get those moving parts on one map.
Joshua Brooks, CFP®. Fee-only fiduciary. 22 years and counting in uniform. Army Reserve chaplain. TSSB-registered investment adviser.
You can plan a mission and still feel unclear on the Survivor Benefit Plan, the decision about whether your spouse keeps part of your pension if you die first. You can be disciplined and still have a Thrift Savings Plan, old accounts, and a new civilian paycheck that have never been looked at together. That is not a character problem. It is a coordination problem. Coordination is the work we do.
Both doors lead to the same place: a conversation. From there, families work with us in one of three ways.
At the center sits the Decision Triangle℠: your SBP election, your TSP, and your civilian compensation. None of these decisions works in isolation. Coordinating them, on time, is the work.
Coordinate your TSP, pension, and Social Security into one withdrawal strategy.
Model survivor income and protect your family before the election window closes.
Integrate disability, healthcare, and survivor benefits into the broader plan.
Asset location, Roth timing, and bracket management to keep more of what you’ve built.
Disciplined, low-cost portfolios managed to your plan — for families who want to delegate.
Beneficiaries, documents, and wishes aligned so your intent is clear and durable.
Digital-asset education and risk management are available as a complement to a disciplined plan — never the centerpiece.
Josh has 22 years of Army service and counting — he began as an enlisted infantryman and continues to serve today as an Army Reserve Chaplain. He’s deployed, he’s counseled soldiers and families through the hardest seasons of service, and he’s made the same transition you’re facing now.
He built Exponential Advisors for the leaders he served alongside: a fee-only fiduciary practice where advice answers to you — no commissions, no products, no quotas. As a CFP® professional, husband to Stephanie and father of four boys, his approach is faith-informed stewardship: your family’s mission first, always.
Registered with the Texas State Securities Board · CRD #333416. Registration does not imply a certain level of skill or training.
Media mentions are for informational purposes only and do not constitute an endorsement, testimonial, or recommendation of Exponential Advisors LLC or its services.
A focused, no-pressure review of where you stand and the decisions ahead. If we’re a fit, we’ll outline the engagement. If not, you’ll leave with clarity either way.
A few quick questions map where your SBP, TSP, and civilian-compensation decisions stand — and the blind spots to close before the transition window does.
Take the Veteran Financial Blindspot AssessmentFor educational purposes only. Submitting does not create an advisory relationship.
Prefer to talk first? Talk With Joshua.