Pension, survivor protection, the TSP, VA benefits, civilian pay, insurance, taxes, and family priorities all run on different clocks. Joshua puts them on one map so you can see what needs to happen next.
Joshua Brooks, CFP®. Fee-only fiduciary. 22 years and counting in uniform. Army Reserve chaplain. Texas-registered investment adviser.
Start with one conversation. If there is a fit, the work may be a one-time assessment, ongoing planning, or planning with investment management.
The Decision Triangle℠ puts your SBP election, TSP, and civilian compensation on the same timeline. Each one can change the others, so Joshua reviews them together.
Coordinate your TSP, pension, and Social Security into one withdrawal strategy.
Model survivor income and protect your family before the election window closes.
Integrate disability, healthcare, and survivor benefits into the broader plan.
Asset location, Roth timing, and bracket management to keep more of what you’ve built.
Low-cost portfolios managed around your plan for families who want to delegate.
Beneficiaries, documents, and wishes aligned so your intent is clear and durable.
Education and risk management for digital assets are available as a supporting capability, never the center of the plan.
Josh began his Army career as an enlisted infantryman and now serves as an Army Reserve chaplain. Across 22 years and two deployments, he has worked with soldiers and families through the financial and personal strain that military service can bring.
He founded Exponential Advisors for military families who want advice without commissions, product sales, or quotas. Josh is a CFP® professional, husband to Stephanie, and father of four boys. His faith informs the way he thinks about money: it should serve the family, not become the mission.
Registered with the Texas State Securities Board · CRD #333416. Registration does not imply a certain level of skill or training.
Media mentions are for informational purposes only and do not constitute an endorsement, testimonial, or recommendation of Exponential Advisors LLC or its services.
Bring the next decision on your calendar. Joshua will help you identify what affects it and whether a free resource, paid assessment, or another professional is the sensible next step.
A few questions show where your SBP, TSP, and civilian compensation decisions stand and which gaps need attention before the transition window closes.
Take the Veteran Financial Blindspot AssessmentFor educational purposes only. Submitting does not create an advisory relationship.
Prefer to talk first? Talk With Joshua.